Travel insurance provides peace of mind, but it can be quite expensive. In some cases, buying a travel insurance policy can add over 10 percent to the cost of your trip. If you're on a tight budget, your first instinct might be to purchase the cheapest travel insurance policy you can find.
Before you buy that inexpensive travel insurance policy, take a closer look at what it covers - and what it does not cover. Not all trip insurance policies are the same. Our tips for finding the best travel insurance policy can help you decide which plan is best for you.
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Also very important to see how much the excess is if you need to make a claim. Usually the excess will vary depending on what your claim is.